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Business Interruption Insurance Claims during COVID-19.
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For business owners, the ramifications of the COVID-19 outbreak are unexpected and unparalleled. Many have temporarily closed or limited their operations for health and safety concerns.
Businesses protect themselves from unexpected events by purchasing Business Interruption Insurance. However,during these uncertain times:
Will a business be compensated for losses stemming from COVID-19?
Will a business be compensated if the government or health authorities force a closure?
Businesses may have purchased an insurance policy that provides interruption coverage for pandemic or disease.
They may also have an “all-risks” policies, which provide coverage for all perils unless specifically excluded. Each policy is different, and not all terms are defined in law or within the contract itself.
Each term will be individually looked at to see if coverage will be provided or denied
Insurance contracts are complex and claims can be denied. We can help interpret your policy and determine whether a denial is justified or not. We can act for your business to ensure that you are rightfully compensated for your losses.
If you are unsure about your insurance coverage or have been denied by your insurer, please feel free to contact us for a consultation.
Douglas Chiu, Partner
Hammerberg Lawyers LLP
Suite 1220 Airport Square
1200 West 73rd Avenue
Vancouver, B.C. Canada V6P 6G
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